After playing sometimes certain shares, i feel my confident not very much improved. Always loss a lot money but gain little. That make me feels frustrated. I should improved my skills and analytical for certain stocks. Always get up with trying to catch up with the shares.
Disposed 15000 Msports at 0.51 cents (28/12/09) at a small loss. Then i bought 5000 share of Affin. Buying at 2.59 but sell today 2.55. Market is not so good . I have to let go Affin at loss.
For sometime, i will not investing till my capital increasing again.
Wednesday, December 30, 2009
Wednesday, December 16, 2009
Tips on how to choose unit trust funds
source from The Star
Wednesday December 16, 2009
Personal Investments - By Ooi Kok Hwa
UNIT trust funds offer an attractive alternative to retail investors, especially those looking for the benefit of diversification with a small pool of capital while enjoying the possibility of earning higher returns compared with conventional savings.
However, a lot of people have the misconception that the diversification nature of these funds means that the risk of investing in unit trust is low and they can just close their eyes and simply pick any of the funds that come along.
This misconception has led to many paying high prices in learning that as in any type of investments, investing in unit trust funds requires some basic understanding and research before we commit our hard earned money to it.
In general, we can classify the unit trust funds in the market into two major categories: income funds and growth funds.
·Income funds usually are characterised as providing consistent income to the investors. These funds invest in income-producing stocks or bonds or a combination of both. Bond funds, equity income funds and money market funds are included in this category.
·Growth funds generally are more aggressive than income funds but have the possibility of earning higher returns by focusing on the objective of long-term capital appreciation rather than income producing or short-term gain. Examples of growth funds are small-cap funds, commodity funds, index funds and gold funds.
Before we start evaluating the funds to invest in, there are two main considerations which are our investment objectives and risk tolerance level.
Every investor invests for his own purpose. If you are investing for your retirement and are already close to retirement age, you should look for income funds that are more predictable.
However, if you are still young and want to save for your children’s higher education, which will be 10 or 15 more years, you may want to look for growth funds that generate higher return but with higher level of risk.
Once we are clear on what we are looking for in the investment, we can narrow down our selection to either income or growth category and move to the next step of identifying the most suitable funds within the selected category.
Here are a few key factors to look into when evaluating unit trust funds:
·Investment strategy, policy and holdings: Every fund has its own investment profile. Investors should have a clear understanding of the investment strategy taken in each fund that they are considering to ensure it is consistent with their personal investment objective and risk tolerance level.
Even the funds within the same category may have significant differences in risk exposure due to the difference in the investment holdings.
For example, the risk exposure in large-cap growth companies is definitely much lower than for penny stock funds.
·Past performance: Investors may look into the past performance trend of the fund to gauge its future performance.
However, do bear in mind that good past performance may not be repeated in the future and we should not be overly excited to see one year of good results if the fund is only newly established.
A good fund should be the one that has been consistently out-performing its peers, be it during good or bad times.
·Cost: Investors must be aware that when they buy or sell the funds, there are fees and expenses embedded in every transaction.
For example, the expense ratio of a small fund tends to be higher than a large fund while a regional or global fund usually will carry higher costs compared with a domestic fund.
·Fund management: The fund management is very important to ensure continuity and consistent performance.
If a fund changes management too frequently, it will be very difficult for us to gauge the performance of the fund as different managers will have different styles which may affect the performance of the fund.
For example, if the manager tends to have higher portfolio turnover, then the expense ratio of the fund may increase even though the nature of the fund holdings remains the same.
By having good understanding of the above factors, we may be able to make meaningful comparisons among funds that we are interested in to identify the ones that suit us most.
Ooi Kok Hwa is an investment adviser and managing partner of MRR Consulting.
Wednesday December 16, 2009
Personal Investments - By Ooi Kok Hwa
UNIT trust funds offer an attractive alternative to retail investors, especially those looking for the benefit of diversification with a small pool of capital while enjoying the possibility of earning higher returns compared with conventional savings.
However, a lot of people have the misconception that the diversification nature of these funds means that the risk of investing in unit trust is low and they can just close their eyes and simply pick any of the funds that come along.
This misconception has led to many paying high prices in learning that as in any type of investments, investing in unit trust funds requires some basic understanding and research before we commit our hard earned money to it.
In general, we can classify the unit trust funds in the market into two major categories: income funds and growth funds.
·Income funds usually are characterised as providing consistent income to the investors. These funds invest in income-producing stocks or bonds or a combination of both. Bond funds, equity income funds and money market funds are included in this category.
·Growth funds generally are more aggressive than income funds but have the possibility of earning higher returns by focusing on the objective of long-term capital appreciation rather than income producing or short-term gain. Examples of growth funds are small-cap funds, commodity funds, index funds and gold funds.
Before we start evaluating the funds to invest in, there are two main considerations which are our investment objectives and risk tolerance level.
Every investor invests for his own purpose. If you are investing for your retirement and are already close to retirement age, you should look for income funds that are more predictable.
However, if you are still young and want to save for your children’s higher education, which will be 10 or 15 more years, you may want to look for growth funds that generate higher return but with higher level of risk.
Once we are clear on what we are looking for in the investment, we can narrow down our selection to either income or growth category and move to the next step of identifying the most suitable funds within the selected category.
Here are a few key factors to look into when evaluating unit trust funds:
·Investment strategy, policy and holdings: Every fund has its own investment profile. Investors should have a clear understanding of the investment strategy taken in each fund that they are considering to ensure it is consistent with their personal investment objective and risk tolerance level.
Even the funds within the same category may have significant differences in risk exposure due to the difference in the investment holdings.
For example, the risk exposure in large-cap growth companies is definitely much lower than for penny stock funds.
·Past performance: Investors may look into the past performance trend of the fund to gauge its future performance.
However, do bear in mind that good past performance may not be repeated in the future and we should not be overly excited to see one year of good results if the fund is only newly established.
A good fund should be the one that has been consistently out-performing its peers, be it during good or bad times.
·Cost: Investors must be aware that when they buy or sell the funds, there are fees and expenses embedded in every transaction.
For example, the expense ratio of a small fund tends to be higher than a large fund while a regional or global fund usually will carry higher costs compared with a domestic fund.
·Fund management: The fund management is very important to ensure continuity and consistent performance.
If a fund changes management too frequently, it will be very difficult for us to gauge the performance of the fund as different managers will have different styles which may affect the performance of the fund.
For example, if the manager tends to have higher portfolio turnover, then the expense ratio of the fund may increase even though the nature of the fund holdings remains the same.
By having good understanding of the above factors, we may be able to make meaningful comparisons among funds that we are interested in to identify the ones that suit us most.
Ooi Kok Hwa is an investment adviser and managing partner of MRR Consulting.
Tuesday, December 15, 2009
Hopeless Silver
I bought Silver when the volume was very high. Since then the volume become no more significant. Like nobody interested in this stock. Like one day affair. Like this how to make money. Everyday keep on selling. My mistake is late to clear the share. Stuck in high price. Today my force selling day. So i pray hard so the price will be going up.
Yesterday, Lityan - force selling. Sold at 2.17
Today i cleared all at 1.21
Msport still not moving ..... have to wait at least to get even. Fed up already.
Next plan.... may be get out from stock market for a while.
Yesterday, Lityan - force selling. Sold at 2.17
Today i cleared all at 1.21
Msport still not moving ..... have to wait at least to get even. Fed up already.
Next plan.... may be get out from stock market for a while.
Monday, December 14, 2009
Waiting to clear share
Today, my Lityan will be forced selling. Not much money to keep the share. Hope for rebound but seem no strenght to wake up. Volume also low. I think most of the investor stay in the sideline. I also want to say the side line until interest come back to our market.
Current shareholding
Lityan : 3000 shares
Msport : 15000 shares
Silver : 10000 shares . got caught and selling pressure going up; Volume low.
Watching:
Current shareholding
Lityan : 3000 shares
Msport : 15000 shares
Silver : 10000 shares . got caught and selling pressure going up; Volume low.
Watching:
Friday, December 11, 2009
Lacklustre Market
Today market looks directionless and not much support from investors. Not moving much.
I'm just watching in the sideline to clear my current shareholding but seem no volume.
Arhh.... when they will be moving from sleeping.
Watching : Affin
I'm just watching in the sideline to clear my current shareholding but seem no volume.
Arhh.... when they will be moving from sleeping.
Watching : Affin
Thursday, December 10, 2009
Market Positive but no direction
Today market is position but no clear direction. Volume also looks small. No buying interest due to year end holiday.
I plan to clear my share but not yet done. No volume.
I need to keep it to clear slowly.
My current holding:
Msport : 10000
Silver : 10000
Lityan : 3000
I plan to clear my share but not yet done. No volume.
I need to keep it to clear slowly.
My current holding:
Msport : 10000
Silver : 10000
Lityan : 3000
Wednesday, December 9, 2009
Market down today
Today's market is not going well. All shares across the board are down. But lucky today i got some gain after taken fast action.
All transaction done today as below:
Tuesday, December 8, 2009
Update
Plan to dispose MSport
Msport share still in consolidating mode. Not much interest in this stock. I'm planning to dispose this stock even thogh at loss at the moment due to T3 today. The other shares will be keeping to get some profit later. But i don't know how long. Price up and down like yo-yo.
Current shareholding:
MSport : 35000 shares.
Current shareholding:
MSport : 35000 shares.
Monday, December 7, 2009
S&P raises Malton to strong buy
MALTON BHD
Raised to strong buy, target price 50 sen: We raise Malton’s recommendation to strong buy (from buy) and lift our 12-month target price to 50 sen (from 49 sen).We arrive at our 12-month target price by applying a target price-to-net tangible asset (P/NTA) multiple of 0.4 times (unchanged) to Malton’s prospective FY10 NTA of RM1.25 per share. We continue to ascribe a target P/NTA multiple that remains within the valuation metrics of 0.4 times-1 times for small- and mid-cap property developers within our coverage.Our strong buy call reflects its improving earnings visibility over the next two years. This is backed by its unbilled property sales of RM400 million, stronger property development margins and the CONSTRUCTION
] start on some of its projects that will sustain its earnings growth. Furthermore, improved earnings have lowered its prospective FY10 and FY11 PERs to 6.3 times and 5.1 times (from 17.2 times and 16.7 times) respectively, which is attractive as they are at the lower end of the 5 times-11 times price earnings ratio range of small- to medium-sized construction and property developers within our coverage.Risks to our recommendation and target price include: (1) slower-than expected take-up rates for its future launches, which includes Phase Three of the Amaya Saujana development and its projects in Puchong, (2) profit margin compression due to higher building materials cost, and (3) failure of its construction division to secure more external contracts.Malton’s RM400 million in unbilled property sales from the Amaya Saujana (75% sold) and the VSQ corporate suites (65% sold) developments will continue to underpin property earnings over the next two years. We raise our FY10 and FY11 net profit estimates to RM19.4 million (from RM7.2 million) and RM24.1 million (from RM7.4 million) after imputing higher property sales on its ongoing projects.
— Standard & Poor’s, Dec 4This article appeared in The Edge Financial Daily, December 7, 2009.
Raised to strong buy, target price 50 sen: We raise Malton’s recommendation to strong buy (from buy) and lift our 12-month target price to 50 sen (from 49 sen).We arrive at our 12-month target price by applying a target price-to-net tangible asset (P/NTA) multiple of 0.4 times (unchanged) to Malton’s prospective FY10 NTA of RM1.25 per share. We continue to ascribe a target P/NTA multiple that remains within the valuation metrics of 0.4 times-1 times for small- and mid-cap property developers within our coverage.Our strong buy call reflects its improving earnings visibility over the next two years. This is backed by its unbilled property sales of RM400 million, stronger property development margins and the CONSTRUCTION
] start on some of its projects that will sustain its earnings growth. Furthermore, improved earnings have lowered its prospective FY10 and FY11 PERs to 6.3 times and 5.1 times (from 17.2 times and 16.7 times) respectively, which is attractive as they are at the lower end of the 5 times-11 times price earnings ratio range of small- to medium-sized construction and property developers within our coverage.Risks to our recommendation and target price include: (1) slower-than expected take-up rates for its future launches, which includes Phase Three of the Amaya Saujana development and its projects in Puchong, (2) profit margin compression due to higher building materials cost, and (3) failure of its construction division to secure more external contracts.Malton’s RM400 million in unbilled property sales from the Amaya Saujana (75% sold) and the VSQ corporate suites (65% sold) developments will continue to underpin property earnings over the next two years. We raise our FY10 and FY11 net profit estimates to RM19.4 million (from RM7.2 million) and RM24.1 million (from RM7.4 million) after imputing higher property sales on its ongoing projects.
— Standard & Poor’s, Dec 4This article appeared in The Edge Financial Daily, December 7, 2009.
Stupid decision
Today, i thought i gain some money, in the end i loss more money. Greedy, fear and emotion are more important in trading stock. I always fear, but then i gain but a little gain. I greedy but i loss more money. That why, greed and fear are important thing need to control
Transaction's today'
Sell Jerneh wa - i bought at 1.10 (4000 shares) and sell at 1.12. However, the price going up till 1.30. I make small gain because of the fear.
Buy Leweko at 10000 at 43.5 cent and sell at 44.5 ( price go up to 46.5) - fear
Buy back Leweko at 45 cent s(10000) and 43 cents (7000) but sell at loss at 38.5 cents due to selling pressure. At the end closed at 35.5 cents. Lucky enough not keeping the share (cut loss) but very painful.
Transaction's today'
Sell Jerneh wa - i bought at 1.10 (4000 shares) and sell at 1.12. However, the price going up till 1.30. I make small gain because of the fear.
Buy Leweko at 10000 at 43.5 cent and sell at 44.5 ( price go up to 46.5) - fear
Buy back Leweko at 45 cent s(10000) and 43 cents (7000) but sell at loss at 38.5 cents due to selling pressure. At the end closed at 35.5 cents. Lucky enough not keeping the share (cut loss) but very painful.
Friday, December 4, 2009
Internet connection slows
I don't know why my internet connection today so slow especially after 3.30pm above. Stupi d our broadband. Because of that , my plan to sell my share cannot go through. At least i can make some if can go through but now losing money. Aiyah.. ini macam ada ka??
Today's buying
Jerneh wa at 1.10 (4000 shares) ... cannot clear at 1.12 (?? connection)
Share in hand:
MSport : 35000 (collection mode... hope tommorow will explode) waiting to sell only.
Market today always in red. Like yo-yo...
Plan to buy:
GPAcket
Jetson
Today's buying
Jerneh wa at 1.10 (4000 shares) ... cannot clear at 1.12 (?? connection)
Share in hand:
MSport : 35000 (collection mode... hope tommorow will explode) waiting to sell only.
Market today always in red. Like yo-yo...
Plan to buy:
GPAcket
Jetson
Market down today
Our market not so good today. Mostly in the red position. Today, i'm not buying anything but trying to dispose my share because of T3. I don't know when my share will be going up. I need patient and handsomely be rewarded as i experience before.
My Current shareholding:
Msport : 25000 at cost 0.505 still consolidating. Hope it will wake up from sleep.
My Current shareholding:
Msport : 25000 at cost 0.505 still consolidating. Hope it will wake up from sleep.
Wednesday, December 2, 2009
Luck always not on my side
Luck is written already in the book. For me, when i sell the share, its price will go up. When i keep the price keep going down. Most the time, i cannot control my emotion and make fast action either selling or buying. At the end, i loss the money more than making money. I need to sharpen my analytical skill and crowd psychology.
Today's transaction,
Sell KFima at .835 (bought .84cent) - but the price go up to 0.85. Loss money!!!!
Buy Lityan at 2.26 - busy today missed to sell at 2.29. Hope tommorow will go up.
MSport - still consolidating. Hope got buying interest tomorrow for me tosell.
Today's transaction,
Sell KFima at .835 (bought .84cent) - but the price go up to 0.85. Loss money!!!!
Buy Lityan at 2.26 - busy today missed to sell at 2.29. Hope tommorow will go up.
MSport - still consolidating. Hope got buying interest tomorrow for me tosell.
Window Dressing May Keep KLCI Buoyant In Dec -OSK
[Dow Jones] December a good month to invest in Malaysia stocks as KLCI has added 3.96% on average 85% of the time during the last month of the calendar year, says OSK. Statistics reaffirm long-held belief of window dressing at year end. "A similar gain this December would take the KLCI to the 1308.97, in line with our view of a 1345 fair value for the index in 2010," OSK says in report. Among top buys, likes CIMB (1023.KU); target MYR14.90, Tenaga Nasional (5347.KU); target MYR9.38, Axiata (6888.KU); target MYR3.68, Mudajaya (5085.KU); target MYR6.15 and Supermax (7106.KU); target MYR5.30. Part of the optimism stems from potential return of foreign investment funds back into Malaysia, OSK adds. KLCI last +0.5% at 1264.85.
Window Dressing May Keep KLCI Buoyant In Dec -OSK
[Dow Jones] December a good month to invest in Malaysia stocks as KLCI has added 3.96% on average 85% of the time during the last month of the calendar year, says OSK. Statistics reaffirm long-held belief of window dressing at year end. "A similar gain this December would take the KLCI to the 1308.97, in line with our view of a 1345 fair value for the index in 2010," OSK says in report. Among top buys, likes CIMB (1023.KU); target MYR14.90, Tenaga Nasional (5347.KU); target MYR9.38, Axiata (6888.KU); target MYR3.68, Mudajaya (5085.KU); target MYR6.15 and Supermax (7106.KU); target MYR5.30. Part of the optimism stems from potential return of foreign investment funds back into Malaysia, OSK adds. KLCI last +0.5% at 1264.85.
Tuesday, December 1, 2009
KLSE Green
Since DJIA closed last night in positive, so our market also turn green today. Current market is still volatile and uncertain. Our KLSE just technical rebound only. So, pprofit taking set in when the price going up. My hope the bulls still has upper hand compared to the bears.
Current transaction,
Sold EPMB at 0.555 (10000 shares) and 56.5 sen (5000shares)
KFima - still not moving. Keep it first.
Buy MSPort at 51.0cent (5000) and 50.5 cent (5000) - look bottom and some buying interest for this stock.
Lityan - like yo-yo (still consolidating even other WIMAX counter moving)
GPacket - sad i misssed the boat. Forget it.
Current transaction,
Sold EPMB at 0.555 (10000 shares) and 56.5 sen (5000shares)
KFima - still not moving. Keep it first.
Buy MSPort at 51.0cent (5000) and 50.5 cent (5000) - look bottom and some buying interest for this stock.
Lityan - like yo-yo (still consolidating even other WIMAX counter moving)
GPacket - sad i misssed the boat. Forget it.
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