understanding rating

Routine daily life..Change??

Almost people doing the same thing everyday but depending on your working hours. For normal working hours people, the routine is like this. Wake up 6 am, after that prepare to work. For the lady with the children, need to pepare the chldren to school. Then at 7 am, drive to work either by car or just riding the motorbike. Working finishes at 5 pm and then drive back to home. For those who like jogging, they are going for jogging. For lady, she will prepare for dinner. For the lazy one, she just buy from the shop. 8pm dinner and the watching tv or doing some house work. 11 pm sleeping. Then the routine cycled again the next day till friday or saturday. Sunday, either just rest at home or going for shLopping. That all. So boring if our life like that. I think we should change our routine to make our life happier and full of meaning. The changes should be done are .... Still thinking..not easy for employed people.

Knowledge is Power

Knowledge is power. Without knowledge we don't know what we're doing. No goals. No aim. No purpose. In investing, knowledge about market condition, the factors that affecting the market environment will cause the change in market direction.  Knowledge about the signals in charts also important either to buy or sell. So, knowledge is everything.

Motivation

"The most successful people in life are the ones who ask questions. They're always learning. They're always growing. They're always pushing." Over the years, there are 5 questions in particular that the most successful people ask themselves...

How to trade like hedge fund

articles from 

http://finance.yahoo.com/blogs/breakout/3-ways-invest-successful-hedge-fund-171219852.html

Hedge funds are often thought of as murky pools of capital, accessible only to the super wealthy. The only times the public hears anything about hedge funds are when they do something illegal or outrageously profitable. Generally speaking, these partnerships are much less secretive than you may think.

To demystify hedge funds and explore ways that an everyday investor can benefit from their strategies, Breakout welcomed Maz Jadallah, founder of AlphaClone.

What is a hedge fund?

Jadallah says hedge funds are "an investment fund that has a much wider range of investment activities than a mutual fund." Broadly speaking, hedge funds have a mandate of making money, no matter what the market is doing.

For instance, if the stock market is down big, such as it was in 2008, your vanilla mutual fund would be expected to fall with it. A hedge fund manager has no such excuse. Hedge funds typically get a management fee of around 2% per year and take a cut of the profits up to 20%. Whether or not these steep fees are worth it depends on the fund.

Among the strategies you're not going to see at your basic mutual fund are a dedication to the use of leverage, meaning the fund will borrow against their portfolios to increase the size of their bets. Using $300 to buy one $600 share of Apple (AAPL), for instance.

As Jadallah says, that kind of leverage can "accentuate gains but also accentuate losses."

Who can invest in a hedge fund?

"The SEC has restricted who can invest in hedge funds because of the 'sophisticated nature' of hedge funds," says Jadallah. In theory, these accredited investors will be able to understand the hedge fund. In reality it comes down to money.

To be a hedge fund investor, individuals need to qualify in one of the following ways:

• Be an individual who has made over $200,000 per year for two years.

• Be a married couple with over $300,00 a year in joint income.

• Have a net worth in excess of $1,000,000, not including their home.

What can individuals do to imitate the strategies of successful hedge funds?

Jadallah says investors who are looking to invest like a fund can do three things.

First, they need a time horizon of three years or more. Jumping from hedge fund to fund doesn't work for mutual funds, hedge funds, or stocks.

Second, individuals usually fail to protect their downside the way a hedge fund would. Automatic sell rules will keep you from riding losing positions down to zero. Jadallah uses a monthly close below a stock's 200-day moving average as a trigger to sell. Other techniques include a drop of 20% or sharp one-day moves.

Finally, folks at home can follow the managers themselves and study what they do. Any fund with more than $100 million of clinet money much file its positions with the SEC within 45 days of the end of a quarter. This includes equities, preferred equities, puts and calls. These filings give the regular public a glimpse into the what these high paid Wall St kings are doing from quarter to quarter.

These filings enable folks at home to see what good managers are doing.

Though individuals should pick funds that best match their own technique, Jadallah cites Seth Klarman, David Tepper, and Janna Partners as particularly talented managers.

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Happiness

What is happiness?? For me is free from any problems. Is that correct? Depend on your personality.

Everybody has their own definition. So, if you think that you're with your current situation, the that is call happiness for you.

People said that money can't buy happiness. Really?  How you feel if you don't have money to buy thing? Happy or tension. If tension, then you're not happy.....

Money = Happy?  Yes for me.

Leverage

 One of the recognized forms of leverage is the leverage of borrowing money.
Millions of people struggle financially because the power of debt leverage is used
against them.  Good debt makes you rich and bad debt makes you poor.  I retired
young and rich because we were deeply in debt, deeply in debt with good debt, debt
that made us rich and financially free.  We used the power of leverage, we did not
abuse the power, nor do we live in fear of its power.  Instead we respect the power of
leverage and use it wisely and cautiously.