Thursday, February 21, 2013

Tired of working

So long i didn't update my blog..nothing much to write actually. Everyday live is like usual. Going to work, back home and eat then sleep. Weekend off also follow the same routine. Sleeping the whole day. Sometimes go for shopping.. So boring. What to do now?  Unless you have tonnes of money in bank. You can go for holiday and see the other world.. Everywhere you go and can get the privilege and luxury due to money is no problem. 

If possible I want to retire early but how much i need  to save and keep in the bank. Maybe around 1 million should be enough. 1000000 divided by 30 years equal to 33333 per year and 2777 permonth. I think should be enough for simple lifestyle.  Enough to eat and maintain my expenditures. But the problem is how much I have save every month for 5 years to keep for 1 million.  Whoa is not easy task to do unless you win the lottery.

The main priority now is to clear all the debt and keep saving. But I don't like to live without any holidays and any entertainments. I still want to do those thing. So I need the discipline, frugal lifestyle and perseverance..

I wish I can retire early....

Wednesday, February 6, 2013

My goal : stop going to work

Every human being has different characters and personality. So, many people has to work to live and support the family. It's not easy task in this advanced world. The problem is started from the our early  life. If  we come from the poor family, so it's difficult job to be free from work too soon. The reason is we have to support our parents and also own family. The budget is always tight and will effect to our saving plan. Saving from early is the best option to retire early. But is't difficult.

If you can from rich family. I think we have not so much problem to retire early because some of our main thing can be fulfilled by your parents like buying house and car...Then you only support just your family only. So we can save more from early and can retire early if we have not made a lot of debts like credit card and so on.

My dream is to retire early but .....sigh... Is not possible at this moment...