Take another cash loan

Today I had offer from HSBC for cash loan. I have no choice since my budget is quite tough and tight. If I didn't take the loan, some of my commitment to pay every month cannot be paid. So to resolve this problem I have to take this loan. I know the interest is a little bit high but cheaper than from card credit. What I want to settle also is card credit balance. Some of the my credit card will be charged at 17% and if I m not settle on time another 1% will be charged. I have to wait for my overtime money to come to clear some of outstanding balance. I like to clear with high interest first and followed by the lower balance. Salary just enough for certain payments.

If possible i don't want to take loan. But i have no cash to clear the remaining balance. No choice...The evil of debts. If we accumulate too much then the disaster is waiting to happen anytime if not manage properly.

Learning Stock Redtone

Update Tgoff

Learn From Experience

Yes trading need experience to know which stock will pushed up to con new, inexperienced investor and greedy people. They will use all sort of news to jacked up the stock then when the target achieved, the stock will pushed down till you loss your pant if you didn't cut loss early. Normally the stock will be stagnant for few weeks the will be pushed again after the shark collected enough at low price and the con happened again. So beware when you trade this kind of stock " speculative".

Example : Eastlnd
See the chart:

Other example : Ingenco

Amedia:

how to upgrade the living standard

Living standard is related to  your financial status. If millionaire, for sure his living standard is veryhigh compare to just normal earning people. For just enough for living is normally eating in warong and shopping in Tesco or Giant. For those high living standard is normally eating in comfort and nice place like lounge of the hotel and shopping in 5 star places like Pavillion.. just as example.


How to increase the living standard????
1..Start saving from small or when start working.
2. invest in high return investment like Share market or unit trust
3. invest in instrument that give passive income like housing and land for renting.

Today AirasiaX listing

I have subscribed 3 lot of AirasiaX shares. Initially I plan for 10 lot but changed my mind after reading about its valuation. So lets see how the share performing today. I expect it close in positive territory. The other thing is how long I want to hold this share either short or long term. If the price going down from today so I will sell first and buy back when the price stable. See what happening to Astro.

Wait and see...

Update : TgOff

TgOff charging higher moving to the resistance level 76cents. Keep and hold. Breached 63 cent easily.

Despicable Me 2

Tonight, I will be watching Despicable Me 2 with my family. Hope the movie is full of excitements and fun to watch. The most important is the message behind the movie wants to bring to people. We work hard and we must use our hard money for fun and to release tension. But not every day. Actually u can watch free from Internet but the fun is not there like watching football game in TV and real live is totally different experience. Maybe u can try if u never tried.

Some people may be not agree with me  with reason that I should use for other important thing than watching movie like attending talk. But in real life is to balance from stress and happy.

Water still in play

All water related stock still in play. Puncak share is pushed higher day by day. Normally for 3 days then selling will start. So we will see next week. Whoever bought the share all laughing all the way to bank. Other stock I don't monitor.. Just for my training for future only.

I'm still waiting when the market will crash.  Soo long already. But the time will come.., hehe. So prepare the money to wallop all the share when cheap.  Actually to make money in market is not so difficult but have to control greediness and emotion. Don't too confident and over trade.  That the recipe for successful trading.

Water in play klse

After the Government agree with the Selangor  state gov to take over the company which manage the water, most water related stock ie KPS and KHSB  has attracted some trading momentum. We will see how they will go. I don't have any shares in this company. Just for my learning process only.

Stock for the day TGOFF

 

Recovered from recent sell off. Moving upward with immediate target at 63 cents. Expect selling after that.

 

No Visa to Japan

Yeahhh... No need visa to go to Japan. Good news to me since i'm planning to go to Japan in December. Tickets already booked. Hotel also booked.. So just wait for the time only. For more info about visa can visit Japan Embassy website. On Airasia website also mentioned that  no need visa to visit Japan.

I still planning my itineries for visit to Tokyo. One of them is visit Disneyland. Second is visit Universal Studios inOsaka.  Feel the experience in Bullet Train. And lastly go for skiing..... Play with snow...!!!  Whooa so many plans but see how the plan going.