What to do after retire??

I'm officially retire after May this year due to personal problem. So what is my plan after that. I have to settle my debts, to take care of my children and some other things. My priority is to clear my debts. It will take some time but take longer time if my spending still the same.

Debts...when to clear

Debts? Good or bad debts. Some people said if you have debts then your debts growing and give you more profit so it's call a good debts.  If your debts growing into more debts then it's call a bad debt. A good example is credit card debt.  So far i can't manage to clear the debts even I have tried since early last year. I will try again this year. So the easiest thing to do is spending must be less than income. Haha... Please don't go to shopping complex if you want to keep money. Then you can save more.

Monthly payment.

1. Water bill - around RM 20...not so much
2. Electric bill - more than RM 300..Wow ...If I can reduce to RM200++ then it's good enough.  Can save RM1000 per year
3. Astro bill- around RM42. Use the cheapest package..If I can get good antenna receiver. Then better stop Astro. But my area,  the antenna receiver is very poor.
4. Unifi- use package VIP5..Monthly about RM149 . Good for Internet,  free Hype TV and unlimited data..so far unlimited. 
5. Maxis broadband...RM 68 per month. 8GB data but with a catch. 4G daytime and 4 GB after 2am. But better than Digi Prepaid 1GB for RM 30. All sucks money from us. 
6. Prepaid DiGi. .RM30 per months. Okay la. But I have to pay for my wife and daughter also. Total comes about RM150/month. 
7. House loan...no more
8. Car loan about RM1100/month.  That's fine. Last 3 year to settle.
9. Petrol...around RM 100. Lucky works nearby.  NO TOLL.
10. Credit card - the bad part. More  than RM 10k per month.  

So many things to list down...

Resignation from my job

Haha.. I have to retire early this year due to my health reason.  In view of that I want to take a break from investing and trading in Bursa and to use money to settle all my debts if possible.  I hope I can live in normal life and frugal in spending.. But I plan to acquire knowledge in trading by joining the group.  So far.. I did not make any profit in investing or trading but always losing money. So the best option is to invest in low risk investment.  At least I can make profit every year even a small amount.

I will retire in 3 months time from now.. I have spend a lot of money in my treatment.. So I don't want to waste money in KLSE.  IT'S NOT EASY TO GET MONEY BUT TO THROW MONEY IS EASY.

I want to concentrate  to my health first before thinking other thing.. Health is the most valuable asset compared to other thing...

O&G stock in focus

Expect the unexpected in share market. Last week, just sold the Coastal and SKPetro last week, suddenly today all jumped up. What's the loss?? Maybe O&G stock will be in focus this week or just an event only.

Now, i have 2 stock.