Lately I always tired and not enough time to do other thing. Always working start from 7 am till 6pm or 10pm. So far, I feel that u work for money only but not the other way round. We should let our money work for us. That the financial planner told us but not easy as they thought us. They need discipline, courage, perseverance and full commitments to achieve that.
Starting saving from young k is a good ideas but one again is not that easy..if you come from poor family or just enough salary income family, the priority is to male sure that our kitchen is smoking for food.
I have few things to settle.
1. To stop subscription for broadband. I have 3 broadband subscription. I think I need Unifi. So far Unifi speed and performance quite ok. Digi and P1 also ok but I need to stop this two. I save about RM 250.00. But P1 still have few months contract till March 2013.
2. Astro...I have 2 accounts. One under my name the other one under my wife name. I have to cut under my name. Save about $40...Under my wife to reduce the package. Use the basic one. Save about $50.
3. House loan...need to refinance. No time to go to bank..at the moment at 7.6% so expensive..maybe can cut down to 4%..saving?? Not sure how much.
4.
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