So many thing have to be done in order to be in financial free from any commitment and obligations every month. For the young people who just started working, the most common debt is car loan and house loan. With just completed the study in university for sure you have taken loan from PTPTN. So you also have to service this loan. From this commitment alone cost you about 2000 plus..so if you salary just below 2k, so you have work extra like doing part time.
If you married already then your burden might be less because you can share the payment with your wife.
For me, I have to service like car loan, house loan, credit card, utility bills, and also some insurance and club yearly maintenance fee. Altogether I think I have to pay more than 5k monthly. But surely it will reduce when the time goes. But the problem is the urge for the new thing when you finished service the loan.
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