Thursday, September 26, 2013

EPF House Loan withdrawal approved

My house loan has been cleared by EPF with my own money. So my saving in EPF now down 100k. I have to use the available balance allocated forhouse loan can be used for investment. I plan to buy a quality and good stock for long term investment. No more buying speculative or junk stock like what i did last time. So i can sleep well and no need to monitor stock everyday.

The other option stock is dividen stock. So i have to seach and make some study which is the best.

Gold also a good investment. Maybe buying gold saving account. lets study first before buying because the gold price is related with USD. For easy to understand, if the gold price Increase but USD VS MYR lower then the selling price to bank still low. The other thing to look for is the spread between selling and buying roughly aboud RM 6 pergram.



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